Construction Insurance

Constructing the ideal insurance for you, to keep you safe no matter what the job

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Brought to you by Tradesman Saver, our insurance scheme for tradesman and self-employed professionals.

Tailored Construction Insurance For You & Your Team

When you run a construction firm, time is of the essence. Whether it’s a medium-sized or big construction company, every day is a push for time you just don’t have. You’re bogged down in admin tasks, endless mountains of paperwork and invoices, whilst at the same time trying to coordinate a team of workers, contractors and subcontractors to keep the job moving along on schedule. Even when you get home at the end of a long day, your workday doesn’t stop – you’re often working till late at night, rushing around trying to get everything done. The absolute last thing you need on your mind at the end of it all is a huge compensation claim which threatens the life of your business.

And that’s where we step in. Here at Henry Seymour & Co, we’ve been working with construction firms like yours through our brand, Tradesman Saver, since our initial inception. Together with the help of our customers, we’ve designed an insurance policy specifically designed around the construction industry’s unique needs and demands, to ensure our customers get exactly what they need, every time. Tailor your policy even further with our online quote form on our brand website, and find insurance that’s the right fit for your business.

Construction Insurance - Automatic Covers

Public Liability
Financial Loss
Products Liability
Legal Expenses

Construction Insurance - Optional Covers

Employers Liability
Tools / Equipment
Contractors All Risks
Business Contents
Professional Indemnity

Construction Insurance - Other Covers

Personal Accident

Underwritten With Care By Covéa Insurance

No call centres!

We know you hate call centres. So you'll always speak to our own friendly, expert team.

Our priority is you

We're independent, so we don't play favourites. Your best interest is what matters to us.

Over 30 years' experience

We know our stuff. So you can rely on us for the policy that’s right for you, at the right price.

Secure, easy payments

Pay safely by debit or credit card with peace of mind. Low cost monthly instalments available.

Understanding Your Insurance:  Typical Construction Insurance Claims

In the construction industry, there are a great number of risks to contend with on a daily basis. That’s why, when it comes to buying insurance, you want to know exactly what you’re covered for. But sometimes it’s not enough to know which covers are included under your policy – you want to see them in action in the real world, to truly understand how they can help you protect your business. In the below section, we highlight some examples of construction insurance claims, and the covers that would protect you in those instances:

 

Caution with cranes

You’re overseeing a job on a construction site with your crew, building a block of flats for a relatively big development. One of your contractors is operating a crane and is lifting some steel girders into place on an upper floor. Unfortunately, as they’re lifting it into place, a strong gust of wind sways the arm of the crane and the girder hits one of your employees working on the floor below, causing them severe injuries. This employee then chooses to seek compensation from you for their injuries. In this case, your employer’s liability insurance will protect you – through it, your insurer will cover the costs of the claim for you, so your business doesn’t have to suffer because of an unforeseen accident.

Up in flames

You’re overseeing a construction project on a set of new build terrace houses. Most of the outer building work has been finished and you’ve hired an electrical contractor to come in and do the wiring on one of the mostly finished properties. But unfortunately, as they’re working, they make a mistake in the wiring and the building catches fire, burning away months of hard work. This is one of those situations where you’ll be glad of your contractor’s all risks insurance – with it, your insurer will cover the costs of re-doing the work, so you don’t end up out of pocket for someone else’s mistake.

Reviews From Our Brands

4.9 / 5 Based on 425 Reviews
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Super easy and straight forward to use. No insurance language that might be hard to understand. Super affordable. 10/10, will recommend.

Chloe
on Jan 8th

After trying several different companies & been difficult or straight forward, this was easy to follow and clearly explained. Highly recommended. Thank you

Nicola Bowers
on Jan 5th

Easy to use and excellent cover for the price!

Jason Batch
on Dec 28th

4.9 / 5 Based on 135 Reviews
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very easy site to use and one of the cheapest around for PL/EL insurance

George Kalavashoti
on Jan 9th

Very happy with my insurance and the speed i got it when completed

Christopher George
on Jan 5th

Great value for money and easy to answer all the questions. Will be recommending you to anybody who requires public liability insurance.

Jeff Smallbone
on Jan 4th
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