Professional Indemnity Insurance

All-seasons protection for professionals & businesses alike

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Quality Protection Against Claims Of Professional Negligence

Trying to stay afloat in the hectic world of business is tricky enough, but when you’re running your own business, it’s even harder. The endless sea of paperwork, tedious admin tasks and long days are hard enough to manage, but add the possibility of an accident into the mix, and that creates a recipe for overwhelming stress and sleepless nights. You need something to take that additional burden off your shoulders – but where do you start?

That’s where professional indemnity insurance comes into play. The insurance cover designed specifically for professionals and businesses to cater to the risks they face, professional indemnity insurance is your lifeline in the face of an accident. Designed to protect your business from claims of professional negligence that result in financial loss for the claimant, it’s the insurance you definitely want at your back when things get hard.

Here at Henry Seymour & Co, we’ve been helping small businesses and professionals protect their livelihoods for over 30 years, and we’ve learned a thing or two about what our customers need from their insurance. Our professional indemnity policy has been put together to give you a helping hand in times of strife, and can be tailored to suit the taxing demands of your business. But don’t take our word for it. Try it for yourself and see what we can do for you.

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Over 30 years' experience

We know our stuff. So you can rely on us for the policy that’s right for you, at the right price.

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Pay safely by debit or credit card with peace of mind. Low cost monthly instalments available.

The Limits of Professional Indemnity Insurance: What Do I Get?

 Our standard cover is:

  • From £100,000 to £5 million professional indemnity cover

If you require cover higher than this, please give us a call and we’ll be able to arrange this for you.

What is Professional Indemnity Insurance?

Professional indemnity insurance is an essential cover in the world of business. It provides cover for claims of professional negligence resulting in financial loss for the claimant, including libel and slander, unintentional breach of confidentiality, infringement of intellectual property rights, dishonesty of employees, loss of documents and previous partners or firms. This means that, should you come face to face with a claim of this nature, if you had professional indemnity insurance in place, your insurer would cover the costs of defending the claim, and pay any damages awarded to the claimant.

To read about what professional indemnity is in more depth, please visit our Knowledge Hub for the full breakdown of what you need to know.

How much does Professional Indemnity Insurance cost?

At its base rate, our professional indemnity insurance starts at £150 per year however, costs do vary based on any additional covers you require and the indemnity limit you choose. On our brand for tradesmen, Tradesman Saver, professional indemnity insurance is an optional cover that can be added to a public liability insurance policy, and these start at £59 per year. They also include products liability, legal expenses and financial loss cover as standard.

To find further information on how much professional indemnity insurance costs, please visit our Knowledge Hub to read our article on the subject that goes into greater depth.

Who needs Professional Indemnity Insurance?

Though not a legal requirement, professional indemnity insurance is an absolute necessity if your business provides advice, or handles data or intellectual property belonging to a client or business. It will protect against claims made for negligence or mistakes that leave a client out of pocket. It covers a wide breadth of professions and businesses, including consultants, architects, web developers, IT contractors, accountants and more.

Unfortunately, even if you’ve done nothing wrong, the cost of defending a claim like this can be incredibly high. Professional indemnity insurance provides an additional layer of protection against claims of this nature.

To find out more about who needs professional indemnity insurance, please visit our Knowledge Hub to learn more about it in greater depth.

Professional Indemnity Insurance: Frequently Asked Questions

Is professional indemnity insurance compulsory?

There are some professional bodies or regulators who demand that their members, or businesses they regulate, hold professional indemnity insurance. This will generally apply to solicitors, accountants, architects, chartered surveyors, financial advisors and some healthcare professionals.


What is a retroactive date on professional indemnity insurance?

 The retroactive date is the date from which you’ve held uninterrupted cover for professional indemnity, or a date in the past from which your insurer has agreed to cover you. Anything that has happened before the retroactive date will not be covered by your insurance.

Professional Indemnity Insurance For Tradesmen

We offer a specific insurance policy to cater to the professional indemnity needs of tradesmen under our brand, Tradesman Saver. For further information about the who we can cover, please take a look at our trade list and to learn more about the levels of cover available for tradesmen, please visit our professional indemnity page on this site.

Reviews From Our Brands

4.9 / 5 Based on 5361 Reviews
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It was an easy, fast and user friendly process to get the insurance cover.

Gabor Adorjan
on Sept 9th

Very quick and straightforward. Wish I’d chosen them sooner

Zenia Frankson
on Sept 2nd

Very easy and straight forward. Spoke to helpful staff online who were quick to respond and deal with my queries. Thank you

Jennifer Kate Knowlson
on Aug 31st

4.9 / 5 Based on 2371 Reviews
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Always simple and easy to deal with.

Marc Ford
on Sept 8th

really cheap would recommend A+

David Simmons
on Sept 8th

Brilliant!! Just saved over £80 with these guys. Easy to follow prompts and got the job done very quickly.

July Mobsby
on Sept 6th
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