Pubs & Restaurants
Getting the right insurance cover is vital for your pub, restaurant or licensed trade business. Without the right protection, you are leaving your business at risk from a variety of potential hazards.
At Henry Seymour & Co, we will assess your requirements in detail and search the market for a selection of policies that meet your needs. Whether you are a small country pub, city centre wine bar, late night music venue or chain of restaurants, we will find a suitable policy for you. If you are unsure what covers you need, just contact us and our friendly advisers can explain the options available.
Typical Policy Cover
Cover to protect your pub or restaurant contents, fixtures, fittings, glass and equipment from a range of perils including fire, flood, storm and theft. Cover often includes loss of frozen food.
Cover to protect the stock of your pub or restaurant from a range of perils including fire, flood, storm and theft.
Money & PA Assault
Cover to protect your pub or restaurant business money on the premises in and out of business hours, in safes or at the homes of directors or employees. Cover will also include money in any gaming machines. Benefits are also available in the event that a member of staff is assaulted as a result of theft or attempted theft of money.
Loss of Income
Covers the loss of profits/revenue from your business following loss or damage at your premises.
Covers compensation claims made by the general public, clients and customers for injury or property damage arising out of the negligence of your pub or restaurant business.
Covers compensation claims made by the general public, clients and customers caused by any products supplied by your pub or restaurant. This cover will protect you against any defective food or drink that is served in your establishment including any claims for food poisoning.
This is a compulsory cover within the UK if you employ staff and covers your legal liability for injury happening to your Employees whilst at work.
Cover for your legal costs and expenses in pursuing or defending an employment or property dispute. Compensation available for tax investigations and jury service. Access to legal helplines is also often provided
Cover to protect your pub or restaurant property from a range of perils including fire, flood and storm. Policies can be extended to include cover for accidental damage and subsidence, heave and landslip.
The insurance industry now excludes Terrorism cover from all insurance policies and this valuable cover can be added at an additional cost.
Cover is available to protect your pub or restaurant equipment whilst away from premises. Typical items covered will include laptop computers and mobile phones.
Cover for the breakdown and failure of any computers, machinery or office equipment including any resultant interruption to your business.
Loss of Licence
Protection for your business following loss of licence due to forfeiture or refusal to renew. Cover includes legal costs in appealing against the loss of licence.
No call centres!
We know you hate call centres. So you'll always speak to our own friendly, expert team.
Our priority is you
We're independent, so we don't play favourites. Your best interest is what matters to us.
Over 30 years' experience
We know our stuff. So you can rely on us for the policy that’s right for you, at the right price.
Secure, easy payments
Pay safely by debit or credit card with peace of mind. Low cost monthly instalments available.
Reviews From Our Brands
Super easy and straight forward to use. No insurance language that might be hard to understand. Super affordable. 10/10, will recommend.
After trying several different companies & been difficult or straight forward, this was easy to follow and clearly explained. Highly recommended. Thank you
Easy to use and excellent cover for the price!
very easy site to use and one of the cheapest around for PL/EL insurance
Very happy with my insurance and the speed i got it when completed
Great value for money and easy to answer all the questions. Will be recommending you to anybody who requires public liability insurance.