Office & Surgeries Insurance

Office & Surgeries

Getting the right insurance cover is vital for your office or surgery based business. Without the right protection, you are leaving your business at risk from a variety of potential hazards.

At Henry Seymour, via our business insurance comparison site, Brisco, you can search the market for a selection of policies that meet your needs. Whether you are working from a purpose built office premises or even trading from home, there will be a suitable policy for you. If you are unsure what covers you need, just contact us and our friendly advisers can explain the options available.

Typical Policy Cover

Contents Insurance

Cover to protect your office or surgery contents, fixtures, fittings, glass and equipment from a range of perils including fire, flood, storm and theft.

You can find out everything you need to know in our ultimate guide to contents insurance.

Stock Insurance

Cover to protect your office or surgery stock from a range of perils including fire, flood, storm and theft.

Money & PA Assault Insurance

Cover to protect your office or surgery business money on the premises in and out of business hours, in safes or at the homes of directors or employees. Benefits are also available in the event that a member of staff is assaulted as a result of theft or attempted theft of money.

Loss of Income / Business Interruption Insurance

Covers the loss of profits/revenue from your business following loss or damage at your premises.

Public Liability Insurance

Covers compensation claims made by the general public, clients and customers for injury or property damage arising out of the negligence of your office or surgery business.

Our public liability insurance guide will give you all the information you need.

Products Liability Insurance

Covers compensation claims made by the general public, clients and customers caused by any products supplied by your office or surgery business.

Employers’ Liability Insurance

This is a compulsory cover within the UK if you employ staff and covers your legal liability for injury happening to your Employees whilst at work.

Check out our ultimate guide to employer’s liability insurance for all the information you’ll ever need.

Legal Expenses Insurance

Cover for your legal costs and expenses in pursuing or defending an employment or property dispute. Compensation available for tax investigations and jury service. Access to legal helplines is also often provided.

Optional Extensions

Buildings Insurance

Cover to protect your office or surgery property from a range of perils including fire, flood and storm. Policies can be extended to include cover for accidental damage and subsidence, heave and landslip.

Our buildings insurance guide will provide you will all the information you need to know.

Terrorism Insurance

The insurance industry excludes Terrorism cover from all insurance policies and this valuable cover can be added at an additional cost.

All Risks Insurance

Cover is available to protect your office or surgery equipment whilst away from your office or surgery premises. Typical items covered will include laptop computers and mobile phones.

Computer Equipment Insurance

Cover for any damage, breakdown or failure of any computer, office or surgery equipment including any resultant interruption to your business.

Get a quote NOW or contact us for further information.